Privacy Policy

Privacy Policy

Your privay is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other sites we own and operate.

We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we're collecting it and how it will be used.

We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we'll protect within commercially acceptable means to prevent loss and theft. as well as unauthorized access, disclosure, copying, use or modification.

We don't share any personally identifying information publicly or with third-parties, except when required to by law.

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies.

You are free to refuse our request foor your personal information, with the understanding that we may be unable to provide you with some of your desired services.

Your continued use of our website will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us.

This policy is effective as of May 2025.

Terms of Service

1. Terms

By accessing the website, you are agreeing to be bound by these terms of service, all applicable laws and regulaations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are proibited from using or accessing this site. The materials are contained in this website are protected by applicable copyright and trademark law.

1.1 Who We Are

Success Quest Hub ("SQH", "we", "our", "us") is a North American-based digital-media brand providing education on personal finance and side-hustle strategies.

Data Controller: Success Quest Hub, Sarasota, Florida, USA.

Contact: [email protected]

Mailing Address: 4283 Express Lane, Suite CA40282, Sarasota, Florida, USA, 34249

1.2 Definitions

"Site" – https://successquesthub.com and any sub-domains.

"Services" – blog articles, newsletters, e-books, digital courses, and related offerings. "Personal Data" – any information that identifies or can reasonably identify an individual (GDPR Art 4(1)).

1.3 What Data We Collect & Why

Contact Data:

Examples: Name, email address

Purpose: Account creation, newsletter delivery

Lawful Basis (GDPR): Consent (Art 6(1)(a))

Retention: Until user unsubscribes + 30 days backup

Usage Data:

Examples: IP, browser type, pages visited

Purpose: Site analytics & performance

Lawful Basis (GDPR): Legitimate Interest (Art 6(1)(f))

Retention: 26 months (GA4 default)

Transaction Data:

Examples: Billing name. address, last 4 digits of credit card

Purpose: Payment processing for digital products

Lawful Basis (GDPR): Contract (Art 6(1)(b))

Retention: 7 years (tax record)

Marketing Data:

Examples: Cookie ID's, ad pixel data

Purpose: Deliver & measure ads, retargeting

Lawful Basis (GDPR): Consent

Retention: 12 months

1.4 How We Collect Data

Directly - forms, purchases, email sign-up.

Automatically - cookies & similar tech (see Cookie Policy)

Third Parties - payment processors, advertising networks, analytics providers

1.5 Sharing & Disclosure

We share Personal Data only with:

1. Service Providers – e.g., Stripe (payments), MailerLite (email), Google LLC (analytics).

2. Regulators or law enforcement – when legally required. We never sell Personal Data.

1.6 International Transfers

Our website is hosted by a third-party provider based in the United States. As such, personal data may be transferred outside Canada. Where data is transferred internationally, we rely on Standard Contractual Clauses (2021/914/EU), the EU–U.S. Data Privacy Framework, and other appropriate legal safeguards to ensure protection of your personal data. Data may be processed in the United States and Canada.

We rely on Standard Contractual Clauses (2021/914/EU) and, where relevant, the EU–U.S. Data Privacy Framework to safeguard transfers.

1.7 Security Measures

● HTTPS & TLS 1.2 encryption

● Role-based access controls

● Daily off-site backups

● Annual penetration testing

1.8 Your Rights (GDPR Arts 15-22; CCPA §1798)

● Access – know what data we hold

● Rectification – correct inaccurate data

● Erasure – "right to be forgotten"

● Restriction – limit processing

● Portability – receive data in a transferable format

● Object – to processing or automated decision-making

● Opt-out – of "sale"/"sharing" of data (CCPA/CPRA)

Request rights: email [email protected] with subject "Data Request". We respond within 30 days.

1.9 Children’s Privacy (COPPA)

Our content is intended for adults 18+. We do not knowingly collect data from children under 13. Parents who believe we have collected such data should contact us for deletion.

1.10 Changes to This Policy

We will post any material changes at least 30 days before they take effect and notify registered users via email.

2. Use License

a. Permission is granted to temporarily download one copy of the materials (information or software) on website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

i. modify or copy the materials;

ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

iii. attempt to decompile or reverse engineer any software contained on the website;

iv. remove any copyright or other proprietary notations from the materials; or

v. transfer the materials to another person or "mirror" the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

a. The materials on the website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

b. Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall we or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the website, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on the website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete or current. We may make changes to the materials contained on its website at any time without notice. However, we do not make any commitment to update the materials.

6. Links

We have not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk.

7. Modifications

We may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Refund policy

Due to the nature of our digital products, you may request a refund only for orders that have not yet been accessed, downloaded, or delivered. Once a digital product has been delivered, accessed, or made available for download, it will be considered fulfilled and is no longer eligible for a refund.

If you believe you are eligible for a refund, please contact [email protected] within 7 days of your purchase with your order details.

Note: Refunds are not guaranteed and are granted at our discretion. Success Quest Hub (SQH) reserves the right to deny refunds for products that have already been accessed, partially completed, or downloaded, even if only in part. This policy ensures fairness to all customers and protects the value of our digital products.

9. Governing Law

These terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein. You consent to the exclusive jurisdiction of the courts of Toronto, Canada, in the event of any dispute or claim.

Cookie policy

This cookie policy ("Policy") describes what cookies are and how Website Operator ("Website Operator", "we", "us" or "our") uses them on the our website and any of its products or services (collectively, "Website" or "Services").

You should read this Policy so you can understand what type of cookies we use, the information we collect using cookies and how that information is used. It also describes the choices available to you regarding accepting or declining the use of cookies. For further information on how we use, store and keep your personal data secure, see our Privacy Policy.

What are cookies?

Cookies are small pieces of data stored in text files that are saved on your computer or other devices when websites are loaded in a browser. They are widely used to remember you and your preferences, either for a single visit (through a "session cookie") or for multiple repeat visits (using a "persistent cookie").

Session cookies are temporary cookies that are used during the course of your visit to the Website, and they expire when you close the web browser.

Persistent cookies are used to remember your preferences within our Website and remain on your desktop or mobile device even after you close your browser or restart your computer. They ensure a consistent and efficient experience for you while visiting our Website or using our Services.

Cookies may be set by the Website ("first-party cookies"), or by third parties, such as those who serve content or provide advertising or analytics services on the website ("third party cookies"). These third parties can recognize you when you visit our website and also when you visit certain other websites.

What type of cookies do we use?

Necessary cookies

Necessary cookies allow us to offer you the best possible experience when accessing and navigating through our Website and using its features. For example, these cookies let us recognize that you have created an account and have logged into that account to access the content.

Functionality cookies

Functionality cookies let us operate the Website and our Services in accordance with the choices you make. For example, we will recognize your username and remember how you customized the Website and Services during future visits.

Analytical cookies

These cookies enable us and third-party services to collect aggregated data for statistical purposes on how our visitors use the Website. These cookies do not contain personal information such as names and email addresses and are used to help us improve your user experience of the Website.

Social media cookies

Third-party cookies from social media sites (such as Facebook, Twitter, etc) let us track social network users when they visit our Website, use our Services or share content, by using a tagging mechanism provided by those social networks.

These cookies are also used for event tracking and remarketing purposes. Any data collected with these tags will be used in accordance with our and social networks' privacy policies. We will not collect or share any personally identifiable information from the user.

Cookie Categories & Examples

Necessary Cookies

Cookie Name: PHPSESSID

Provider: successquesthub.com

Purpose: Maintain session state

Expiry: Session

Functionality Cookies

Cookie Name: cookieConsent

Provider: successquesthub.com

Purpose: Stores consent preferences

Expiry: 1 year

Analytics Cookies

Cookie Names: _ga, _gid

Provider: Google Analytics (USA)

Purpose: Visitor statistics & behaviour

Expiry: 26 months

Marketing Cookies

Cookie Name: fbp

Provider: Meta Platforms

Purpose: Ad retargeting / measurement

Expiry: 3 months

What are your cookie options?

If you don't like the idea of cookies or certain types of cookies, you can change your browser's settings to delete cookies that have already been set and to not accept new cookies. To learn more about how to do this or to learn more about cookies, visit internetcookies.org

Changes and amendments

We reserve the right to modify this Policy relating to the Website or Services at any time, effective upon posting of an updated version of this Policy on the Website. When we will revise the updated date at the bottom of this page. Continued use of the Website after any such changes shall constitute your consent to such changes. Policy was created with WebsitePolicies.

Acceptance of this policy

You acknowledge that you have read this Policy and agree to all its terms and conditions. By using the Website or its Services you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to use or access the Website and its Services.

Contacting Us

If you have questions about our privacy, cookie, or terms of use policies, you can contact us:

● Email: [email protected]

● Mailing Address: 4283 Express Lane, Suite CA40282, Sarasota, Florida, USA 34249